Saturday, January 26, 2013
Tips for Talking about Money with your Husband
It is commonly observed that couples fight over financial issues more than personal or behavioral disorders. So it is important to tackle this issue wisely with sense rather than cents. Weekly or monthly, budget meeting should be made in order to avoid confusions and conflict among the couples.
Here are some helpful tips for talking about money with your husband.
• Mark the day:
Make your budget meeting a fun discussion followed by productive endings. Write down main pints on a note book and mark the day on a family calendar so that at least you know it’s coming. Cook good food followed by a cup of coffee to enjoy discussion in alight mood.
• Be prepared:
Do some homework before getting in discussion for talking about money with your husband. The list should include spa visits to a leisure trip you want to make. Also mark expenses for the upcoming birthday, children school fees and functions or wedding as well so that you have your priority list prepared too.
• Don’t be emotional:
Dear couple, pointing fingers and loud arguments does not serve the purpose. It’s better to keep emotions aside and focus on the productive side of the meeting or discussion. Going mad over money is not a good thing, rather believe in your partner and be very supportive.
• Keep it short:
It is important for talking about money with your husband that the meeting should be to the point. Plan it for an hour and be focused. Discussion over finances often become longer with if’s, why’s and but’s. If you both don’t see any positive things leave the discussion and schedule it next weekend.
• Be equal contributors:
If you both work, be equal contributors when it comes to finances. In the past, men were the bread winner but now we see women independent in terms of money. So when you both share it will be easy to understand and divide finances this is the top tip for talking about money with your husband.
• Keep talking to each other
Talking about finances is not always pleasant but you should take a step forward for talking about money with your husband. It will help make him realize your dedication towards home management. Other than that, refraining from financial discussions will lead to miscommunication and over spending.
• Be Positive
While talking about money with your husband keep in mind that you both have different back ground and financial philosophies. So if you are a believer of debt-free life, the partner might believe in paying fees through loan. Whatever your attitude is towards money management, take decision as a couple not as an individual.
• Highlight good things
Appreciating the input of your partner will work for talking about money with your husband. It is human nature that when you praise someone, it will definitely affect the performance in appositive way. Bring on positive notes regarding wise spending and home management skills. Also have a scrumptious meal after winning the battle with the savings you made and mark it as a good habit not a burden.
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